Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
See how much you could release with our simple lifetime mortgage calculator.
If you're over 55 and own your home, equity release could give you access to tax-free cash without having to move. It works by either borrowing against your home's value or selling a share of it in return for a lump sum or regular income. Some plans even allow you to withdraw more funds later if needed. If you still have a mortgage, the equity release funds must be used to pay it off first.
Absolutely! We are fully regulated by the Financial Conduct Authority (FCA) and follow the strict standards set by the Equity Release Council. With a lifetime mortgage, you or your estate will never have to repay more than what your home sells for, as long as it is sold at the best possible price. Your financial security is our priority.
It’s entirely up to you! Many people use their funds to renovate their home, clear debts, buy a new car, or simply enjoy a more comfortable retirement. However you choose to spend it, equity release gives you financial freedom.
Here are a few of the most common reasons people choose equity release.
At Equity Release and Mortgage Partnership Somerset, we specialise in helping homeowners unlock the value in their property with expert mortgage and equity release advice. With years of experience in the industry, we understand that financial decisions about your home can feel overwhelming, which is why we are here to guide you every step of the way. Richard and Tom are dedicated to providing clear, honest, and professional advice tailored to your unique circumstances. Whether you're looking to supplement your retirement income, pay off an existing mortgage, or fund home improvements, we take the time to understand your goals and find the best solution for you.
We believe that equity release should be a well-informed decision, not a rushed one. That’s why we ensure you have all the facts, explaining everything in simple terms without jargon or pressure. We also work closely with trusted lenders, comparing a range of options to help you make the right choice with complete confidence.
From your initial enquiry through to completion, we offer a personal, friendly service designed to make the process as smooth and stress-free as possible. With flexible appointment times, including evenings and weekends, we work around your schedule to provide advice when it’s most convenient for you.
Our mission is simple: to help you secure a brighter financial future while protecting what matters most - your home, your family, and your peace of mind.
We compare multiple plans to find the best one for you.
We handle all the admin, making everything smooth and stress-free.
With a reputation for clear advice and outstanding service, you’re in safe hands.